World Economic Forum · 2026
The AI Playbook for Financial Services
A practical framework for financial institutions adopting AI responsibly, balancing innovation velocity against systemic and governance risk.
Research & Insights
Selected publications
Credit-relevant research on the technology frontiers reshaping risk — artificial intelligence, cybersecurity, and quantum computing — alongside earlier work on customer experience, and a wider archive published across S&P Global.
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Further published work
Additional research and briefs published on spglobal.com and via the World Economic Forum, newest first.
S&P Global Ratings · Feb 2025
Seek and Deploy: How DeepSeek Is Reshaping U.S. Tech Industry's Competitive Dynamics
Analysis of DeepSeek's impact on U.S. technology sector competitive positioning and capital allocation.
S&P Global Ratings · Feb 2025
AI Brief: DeepSeek Is a Catalyst for Innovation
A short-form brief on how DeepSeek's efficiency breakthroughs are reshaping the economics of frontier AI development.
S&P Global Look Forward · 2025
Agentic AI: Scaling Fragmented Financial Markets
Explores how agentic AI systems can coordinate fragmented financial market infrastructure.
S&P Global Ratings · Oct 2024
Data Centers: Rapid Growth Will Test U.S. Tech Sector's Decarbonization Ambitions
Part of a four-report series on data center growth and its implications for decarbonization, power, and gas demand.
S&P Global Ratings · Oct 2024
Data Centers: Rapid Growth Creates Opportunities and Issues
Series overview on the credit implications of surging data center demand across the U.S. tech and utility sectors.
S&P Global Ratings · Oct 2024
Data Centers: Surging Demand Will Benefit and Test the U.S. Power Sector
Examines how data center power demand growth pressures — and rewards — U.S. utilities.
S&P Global Ratings · Oct 2024
Data Centers: More Gas Will Be Needed to Feed U.S. Growth
Analyzes rising natural gas demand as a bridge fuel for data center power needs.
S&P Global Ratings · Oct 2024
Your Three Minutes in AI: Financial Systems Will Face New Systemic Risks
A short-form explainer on emerging systemic risk channels created by AI adoption in financial infrastructure.
S&P Global · 2024
Making Sense of Artificial Intelligence
An accessible primer on AI fundamentals for a general business audience.
S&P Global · 2024
AI and Quantum Computing: The Fundamentals
A foundational explainer on the intersection of AI and quantum computing.
S&P Global · 2024
Language Modeling: The Fundamentals
A primer on how large language models are built, trained, and deployed.
S&P Global · 2024
AI for Security and Security for AI
Explores the dual relationship between AI as a security tool and AI systems themselves as a security target.
S&P Global · 2024
Machine Learning: The Fundamentals
A foundational primer on machine learning concepts and enterprise applications.
S&P Global · 2024
The AI Governance Challenge
Examines the organizational and regulatory challenges of governing AI systems at scale.
S&P Global · 2024
Metaverse and Generative AI: Envisioning the Future of Human-Computer Interaction
Explores the convergence of the metaverse and generative AI, and the opportunities and risks it creates.
S&P Global · 2024
Foundation Models Powering Generative AI: The Fundamentals
A comprehensive primer on foundation models — how they are built, trained, and deployed across industries.
S&P Global Look Forward · 2024
Can Generative AI Create a Productivity Boom?
Exploring generative AI's implications for labor markets and the global economy, citing World Economic Forum data.
S&P Global Look Forward · 2024
AI and Energy
Examines the relationship between AI and the energy sector, including AI's growing energy demands.